I maxed every character to level 80, including cores. I maxed 50 characters to level 99, with 3 loads still waiting. I acquired all record materias (thanks half stamina dungeons). Proof if you need it. I am F2P (almost day one) but with careful budgeting I have amassed: 6 OSB 4 USB 1 CSB 35 BSB 53 SSB 46 Uniques I am taking this Sunday off. And then Type-0 should come around with 3 new characters to level and farm for. Also this a bit a bias, but 60% of RMs seem to have dropped for whoever was in the 4th position in the team.